/* ============================================================
   Medicare Still Working at 65 — Styles v2
   css/styles.css
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #0f2d4a;
  --navy-mid:    #1a4268;
  --blue:        #1e6fa8;
  --blue-light:  #3a8fc8;
  --teal:        #0e7a6e;
  --teal-light:  #e8f6f4;
  --gold:        #c8871a;
  --gold-light:  #fdf3e3;
  --red-soft:    #c0392b;
  --red-bg:      #fdf0ef;
  --amber-bg:    #fffbf0;
  --white:       #ffffff;
  --off-white:   #f8f6f2;
  --sand:        #f3efe9;
  --text:        #1a2733;
  --text-med:    #3d4f5c;
  --muted:       #617381;
  --border:      #ccd8e2;
  --border-light:#e4edf4;
  --radius:      14px;
  --shadow-card: 0 2px 16px rgba(15,45,74,0.09), 0 8px 32px rgba(15,45,74,0.07);
  --shadow-btn:  0 3px 12px rgba(15,45,74,0.20);
}

html { scroll-behavior: smooth; }

/* Keep anchor targets clear of the sticky top nav */
:target,
[id] {
  scroll-margin-top: 84px;
}

body {
  font-family: 'Georgia', 'Times New Roman', serif;
  background: var(--off-white);
  color: var(--text);
  font-size: 19px;
  line-height: 1.7;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
}

/* ── TOP BAR ── */
.topbar {
  background: var(--navy);
  color: rgba(255,255,255,0.82);
  font-family: 'Arial', sans-serif;
  font-size: 13px;
  text-align: center;
  padding: 9px 16px;
  letter-spacing: 0.05em;
}
.topbar strong { color: #7ec8e3; font-weight: 700; }

/* ── SITE NAV (Audience tabs) ── */
.site-nav {
  background: var(--white);
  border-bottom: 1px solid var(--border-light);
  position: sticky;
  top: 0;
  z-index: 20;
  box-shadow: 0 1px 8px rgba(15,45,74,0.06);
}
.site-nav-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: stretch;
}
.nav-tab {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 18px 14px;
  font-family: 'Arial', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--muted);
  text-decoration: none;
  border-bottom: 3px solid transparent;
  letter-spacing: 0.02em;
  transition: color 0.18s, background 0.18s, border-color 0.18s;
  min-height: 56px;
  line-height: 1.25;
}
.nav-tab:hover {
  color: var(--navy);
  background: var(--off-white);
}
.nav-tab.active {
  color: var(--navy);
  border-bottom-color: var(--gold);
  background: linear-gradient(180deg, var(--white) 0%, #fdf7ea 100%);
}
.nav-tab.active::before {
  content: '';
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
  margin-right: 10px;
  flex-shrink: 0;
}
@media (max-width: 480px) {
  .nav-tab { padding: 14px 8px; font-size: 0.95rem; min-height: 52px; }
  .nav-tab.active::before { width: 6px; height: 6px; margin-right: 7px; }
}
@media (max-width: 360px) {
  .nav-tab { font-size: 0.88rem; padding: 13px 6px; }
}

/* ── LANDING TABS (home page: city + tool pages) ── */
.landing-tabs {
  background: var(--off-white);
  border-bottom: 1px solid var(--border-light);
}
.landing-tabs-inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  padding: 12px 16px;
  font-family: 'Arial', sans-serif;
}
.landing-tabs-label {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-right: 6px;
}
.landing-tab {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 999px;
  text-decoration: none;
  transition: background 0.18s, border-color 0.18s, color 0.18s, box-shadow 0.18s;
}
.landing-tab:hover,
.landing-tab:focus {
  background: var(--gold-light);
  border-color: var(--gold);
  color: var(--navy);
  box-shadow: 0 2px 6px rgba(15,45,74,0.08);
}
.landing-tab.active {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}
.landing-tab-icon {
  font-size: 1rem;
  line-height: 1;
}
@media (max-width: 480px) {
  .landing-tabs-inner { padding: 10px 12px; gap: 6px; }
  .landing-tab { padding: 7px 11px; font-size: 0.88rem; }
  .landing-tabs-label { width: 100%; margin: 0 0 4px 0; }
}

/* ── BREADCRUMB (city pages) ── */
.breadcrumb {
  background: var(--off-white);
  border-bottom: 1px solid var(--border-light);
  font-family: 'Arial', sans-serif;
  font-size: 13px;
}
.breadcrumb-inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 10px 20px;
  color: var(--muted);
}
.breadcrumb a {
  color: var(--blue);
  text-decoration: none;
}
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb-sep {
  margin: 0 8px;
  color: var(--border);
}
.breadcrumb [aria-current="page"] {
  color: var(--text);
  font-weight: 600;
}

/* ── HERO CTA ROW (two buttons in dark header) ── */
.header-ctas {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
  max-width: 560px;
  margin: 0 auto 18px;
  position: relative;
}
.hero-cta {
  flex: 1 1 220px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 15px 22px;
  border-radius: 11px;
  font-family: 'Arial', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.02em;
  line-height: 1.2;
  transition: transform 0.15s, box-shadow 0.15s, background 0.2s;
  cursor: pointer;
  min-height: 52px;
}
.hero-cta.primary {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 4px 16px rgba(200,135,26,0.40);
  border: 2px solid transparent;
}
.hero-cta.primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(200,135,26,0.55);
}
.hero-cta.secondary {
  background: rgba(255,255,255,0.10);
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.55);
}
.hero-cta.secondary:hover {
  background: rgba(255,255,255,0.20);
  border-color: rgba(255,255,255,0.80);
  transform: translateY(-2px);
}

/* ── HEADER ── */
header {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 55%, #1a5580 100%);
  color: var(--white);
  padding: 52px 24px 70px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
header::before {
  content: '';
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(-55deg, transparent, transparent 60px, rgba(255,255,255,0.018) 60px, rgba(255,255,255,0.018) 61px);
  pointer-events: none;
}
header::after {
  content: '';
  position: absolute;
  bottom: -1px; left: 0; right: 0;
  height: 36px;
  background: var(--off-white);
  clip-path: ellipse(55% 100% at 50% 100%);
}

.header-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.22);
  color: rgba(255,255,255,0.90);
  font-family: 'Arial', sans-serif;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 30px;
  margin-bottom: 22px;
  position: relative;
}
.header-eyebrow .dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: #7ec8e3;
}

header h1 {
  font-family: 'Georgia', serif;
  font-size: clamp(1.85rem, 5.5vw, 2.85rem);
  font-weight: 700;
  line-height: 1.22;
  max-width: 700px;
  margin: 0 auto 20px;
  letter-spacing: -0.01em;
  position: relative;
}
header h1 em { color: #7ec8e3; font-style: italic; }

.header-sub {
  font-family: 'Arial', sans-serif;
  font-size: clamp(1.05rem, 2.5vw, 1.18rem);
  color: rgba(255,255,255,0.78);
  max-width: 580px;
  margin: 0 auto 28px;
  line-height: 1.65;
  position: relative;
}

.header-phone-pill {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(255,255,255,0.12);
  border: 1.5px solid rgba(255,255,255,0.28);
  border-radius: 50px;
  padding: 11px 24px;
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  color: var(--white);
  text-decoration: none;
  transition: background 0.2s;
  position: relative;
}
.header-phone-pill:hover { background: rgba(255,255,255,0.20); }
.header-phone-pill strong { font-weight: 700; font-size: 1.05rem; letter-spacing: 0.03em; }

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border-light);
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: 'Arial', sans-serif;
  font-size: 0.9rem;
  color: var(--text-med);
  font-weight: 500;
  padding: 14px 22px;
  border-right: 1px solid var(--border-light);
}
.trust-item:last-child { border-right: none; }
.trust-item .ti {
  width: 22px; height: 22px;
  background: var(--teal);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.72rem;
  font-weight: 700;
  flex-shrink: 0;
}
@media (max-width: 560px) {
  .trust-item { border-right: none; padding: 10px 14px; font-size: 0.82rem; }
}

/* ── SUPPLEMENT REVIEW SECTION ── */
.review-section {
  background: linear-gradient(180deg, var(--off-white) 0%, var(--sand) 100%);
  border-bottom: 1px solid var(--border-light);
  padding: 56px 16px 60px;
  position: relative;
}
.review-wrap {
  max-width: 720px;
  margin: 0 auto;
}

.review-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--white);
  border: 1px solid var(--border);
  color: var(--navy);
  font-family: 'Arial', sans-serif;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 30px;
  margin-bottom: 18px;
}
.review-eyebrow .dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--gold);
}

.review-heading {
  font-family: 'Georgia', serif;
  font-size: clamp(1.75rem, 5vw, 2.5rem);
  font-weight: 700;
  line-height: 1.22;
  color: var(--navy);
  letter-spacing: -0.01em;
  margin-bottom: 18px;
}
.review-heading em {
  color: var(--red-soft);
  font-style: italic;
}

.review-sub {
  font-family: 'Arial', sans-serif;
  font-size: clamp(1.05rem, 2.3vw, 1.18rem);
  color: var(--text-med);
  line-height: 1.7;
  max-width: 640px;
  margin-bottom: 26px;
}

.review-bullets {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px 24px;
  margin-bottom: 30px;
}
.review-bullets li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-family: 'Arial', sans-serif;
  font-size: 1.05rem;
  color: var(--text);
  line-height: 1.5;
}
.review-bullets .rb-check {
  width: 26px; height: 26px;
  flex-shrink: 0;
  background: var(--teal);
  color: var(--white);
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.82rem;
  font-weight: 700;
  margin-top: 2px;
}
@media (max-width: 560px) {
  .review-bullets { grid-template-columns: 1fr; gap: 10px; }
}

.review-cta-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}
.review-cta {
  flex: 1 1 220px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 16px 22px;
  border-radius: 11px;
  font-family: 'Arial', sans-serif;
  font-size: 1.08rem;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.02em;
  transition: transform 0.15s, box-shadow 0.15s, opacity 0.15s;
  cursor: pointer;
  line-height: 1.2;
}
.review-cta.primary {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 4px 16px rgba(200,135,26,0.30);
  border: 2px solid transparent;
}
.review-cta.primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(200,135,26,0.42);
}
.review-cta.secondary {
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--navy);
}
.review-cta.secondary:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-2px);
}

.review-disclaimer {
  font-family: 'Arial', sans-serif;
  font-size: 0.88rem;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 34px;
  font-style: italic;
}

/* ── REVIEW FORM ── */
.review-form {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  padding: 32px 30px;
  border: 1px solid var(--border-light);
  scroll-margin-top: 20px;
}
@media (max-width: 520px) {
  .review-form { padding: 24px 18px; }
}
.review-form-title {
  font-family: 'Georgia', serif;
  font-size: clamp(1.25rem, 3.2vw, 1.5rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 8px;
}
.review-form-sub {
  font-family: 'Arial', sans-serif;
  font-size: 0.98rem;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 22px;
}

.review-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-bottom: 20px;
}
.review-field { display: flex; flex-direction: column; gap: 7px; }
.review-field.review-field-full { grid-column: 1 / -1; }
@media (max-width: 560px) {
  .review-fields { grid-template-columns: 1fr; }
}

.review-label {
  font-family: 'Arial', sans-serif;
  font-size: 0.88rem;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: 0.03em;
}
.review-optional {
  color: var(--muted);
  font-weight: 400;
  font-style: italic;
  letter-spacing: 0;
}
.review-field input {
  width: 100%;
  padding: 15px 16px;
  border: 2px solid var(--border);
  border-radius: 10px;
  font-size: 1.05rem;
  font-family: 'Arial', sans-serif;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.18s, box-shadow 0.18s;
}
.review-field input:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(30,111,168,0.10);
}
.review-field input::placeholder { color: #9aaab6; }

.honeypot { position: absolute; left: -10000px; top: auto; width: 1px; height: 1px; overflow: hidden; }

.review-submit {
  width: 100%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  color: var(--white);
  border: none;
  border-radius: 10px;
  padding: 17px 28px;
  font-size: 1.12rem;
  font-family: 'Arial', sans-serif;
  font-weight: 700;
  cursor: pointer;
  letter-spacing: 0.02em;
  box-shadow: var(--shadow-btn);
  transition: opacity 0.2s, transform 0.15s;
}
.review-submit:hover { opacity: 0.94; transform: translateY(-1px); }
.review-submit:disabled { opacity: 0.55; cursor: wait; transform: none; }

.review-privacy {
  font-family: 'Arial', sans-serif;
  font-size: 0.86rem;
  color: var(--muted);
  text-align: center;
  margin-top: 14px;
}

/* ── REVIEW SUCCESS STATE ── */
.review-success {
  background: var(--teal-light);
  border: 1px solid var(--teal);
  border-radius: var(--radius);
  padding: 34px 28px;
  text-align: center;
  margin-top: 6px;
}
.review-success-icon {
  width: 64px; height: 64px;
  margin: 0 auto 14px;
  border-radius: 50%;
  background: var(--teal);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  font-weight: 700;
}
.review-success h3 {
  font-family: 'Georgia', serif;
  font-size: clamp(1.2rem, 3vw, 1.4rem);
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1.35;
}
.review-success p {
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  color: var(--text-med);
  line-height: 1.65;
  max-width: 480px;
  margin: 0 auto;
}
.review-success a { color: var(--blue); font-weight: 700; text-decoration: none; }
.review-success a:hover { text-decoration: underline; }

@media (max-width: 520px) {
  .review-section { padding: 40px 14px 48px; }
}

/* ── CONTAINER ── */
.container {
  max-width: 700px;
  margin: 0 auto;
  padding: 0 16px 64px;
}

/* ── CARD ── */
.card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-card);
  padding: 40px 36px;
  margin-top: -22px;
  position: relative;
  z-index: 1;
  border: 1px solid var(--border-light);
}
@media (max-width: 520px) {
  .card { padding: 28px 20px; margin-top: -12px; }
}

/* ── AGENT STRIP ── */
.agent-strip {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--sand);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 18px;
  margin-bottom: 28px;
  font-family: 'Arial', sans-serif;
}
.agent-avatar {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
}
.agent-info { line-height: 1.4; }
.agent-info strong { display: block; font-size: 0.97rem; color: var(--navy); font-weight: 700; }
.agent-info span { font-size: 0.83rem; color: var(--muted); }

/* ── PROGRESS ── */
.progress-wrap { margin-bottom: 30px; }
.progress-label {
  display: flex;
  justify-content: space-between;
  font-family: 'Arial', sans-serif;
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 9px;
  font-weight: 600;
}
.progress-bar {
  height: 7px;
  background: var(--border-light);
  border-radius: 99px;
  overflow: hidden;
}
.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--teal), var(--blue-light));
  border-radius: 99px;
  transition: width 0.45s cubic-bezier(.4,0,.2,1);
}

/* ── STEPS ── */
.step { display: none; }
.step.active { display: block; animation: fadeUp 0.3s ease both; }
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: translateY(0); }
}

.step-question {
  font-family: 'Georgia', serif;
  font-size: clamp(1.2rem, 3.2vw, 1.45rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
  line-height: 1.35;
}
.step-sub {
  font-family: 'Arial', sans-serif;
  font-size: 0.93rem;
  color: var(--muted);
  margin-bottom: 22px;
  line-height: 1.55;
}

/* ── CHOICES ── */
.choices { display: flex; flex-direction: column; gap: 11px; }
.choice-btn {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 17px 20px;
  border: 2px solid var(--border);
  border-radius: 10px;
  background: var(--white);
  cursor: pointer;
  font-size: 1.05rem;
  font-family: 'Arial', sans-serif;
  color: var(--text);
  transition: border-color 0.18s, background 0.18s, box-shadow 0.18s;
  text-align: left;
  width: 100%;
  line-height: 1.4;
}
.choice-btn:hover {
  border-color: var(--blue);
  background: #f0f7fd;
  box-shadow: 0 2px 12px rgba(30,111,168,0.10);
}
.choice-btn.selected {
  border-color: var(--teal);
  background: var(--teal-light);
  color: var(--navy);
  font-weight: 700;
  box-shadow: 0 2px 10px rgba(14,122,110,0.13);
}
.choice-icon {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--sand);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
}
.choice-btn.selected .choice-icon { background: rgba(14,122,110,0.15); }

/* ── DATE SELECTS ── */
.date-wrap { display: flex; flex-direction: column; gap: 8px; }
.date-wrap label {
  font-family: 'Arial', sans-serif;
  font-size: 0.85rem;
  color: var(--muted);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}
.date-select-row { display: flex; gap: 12px; }
.date-select-row select {
  flex: 1;
  padding: 15px 14px;
  border: 2px solid var(--border);
  border-radius: 10px;
  font-size: 1.05rem;
  font-family: 'Arial', sans-serif;
  color: var(--text);
  background: var(--white);
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23617381' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
  transition: border-color 0.18s;
}
.date-select-row select:focus { outline: none; border-color: var(--blue); }
.field-error { font-family: 'Arial', sans-serif; font-size: 0.88rem; color: var(--red-soft); margin-top: 6px; }

/* ── NAV BUTTONS ── */
.nav-row { display: flex; align-items: center; margin-top: 28px; gap: 12px; }
.btn-back {
  background: none;
  border: 2px solid var(--border);
  border-radius: 10px;
  padding: 14px 20px;
  font-size: 0.95rem;
  font-family: 'Arial', sans-serif;
  color: var(--muted);
  cursor: pointer;
  transition: border-color 0.18s, color 0.18s;
  white-space: nowrap;
}
.btn-back:hover { border-color: var(--navy); color: var(--navy); }
.btn-next {
  flex: 1;
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  color: var(--white);
  border: none;
  border-radius: 10px;
  padding: 16px 28px;
  font-size: 1.08rem;
  font-family: 'Arial', sans-serif;
  font-weight: 700;
  cursor: pointer;
  letter-spacing: 0.02em;
  box-shadow: var(--shadow-btn);
  transition: opacity 0.2s, transform 0.15s;
}
.btn-next:hover { opacity: 0.92; transform: translateY(-1px); }
.btn-next:disabled { opacity: 0.38; cursor: not-allowed; transform: none; box-shadow: none; }

/* ── LEAD FORM ── */
.form-intro { margin-bottom: 24px; }
.form-intro h3 { font-family: 'Georgia', serif; font-size: 1.35rem; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.form-intro p { font-family: 'Arial', sans-serif; font-size: 0.97rem; color: var(--muted); line-height: 1.6; }
.form-fields { display: flex; flex-direction: column; gap: 13px; }
.form-fields input {
  width: 100%;
  padding: 16px 17px;
  border: 2px solid var(--border);
  border-radius: 10px;
  font-size: 1.05rem;
  font-family: 'Arial', sans-serif;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.18s, box-shadow 0.18s;
}
.form-fields input:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(30,111,168,0.10); }
.form-fields input::placeholder { color: #9aaab6; }
.form-note { font-family: 'Arial', sans-serif; font-size: 0.83rem; color: var(--muted); text-align: center; margin-top: 10px; }
.form-skip { text-align: center; margin-top: 12px; }
.form-skip button {
  background: none; border: none; color: var(--muted);
  font-size: 0.92rem; cursor: pointer; text-decoration: underline;
  font-family: 'Arial', sans-serif;
}
.form-skip button:hover { color: var(--navy); }

/* ── RESULTS ── */
.result-header { text-align: center; padding-bottom: 26px; border-bottom: 2px solid var(--border-light); margin-bottom: 26px; }
.result-icon {
  width: 80px; height: 80px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 2.2rem;
  margin: 0 auto 16px;
}
.result-icon.urgent  { background: var(--red-bg); }
.result-icon.delay   { background: var(--teal-light); }
.result-icon.depends { background: var(--amber-bg); }

.result-title {
  font-family: 'Georgia', serif;
  font-size: clamp(1.35rem, 4vw, 1.7rem);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: 6px;
}
.result-title.urgent  { color: var(--red-soft); }
.result-title.delay   { color: var(--teal); }
.result-title.depends { color: #8a6000; }

.result-body { font-family: 'Arial', sans-serif; font-size: 1.02rem; color: var(--text-med); line-height: 1.75; }

.result-details {
  background: var(--sand);
  border: 1px solid var(--border-light);
  border-radius: 10px;
  padding: 20px 22px;
  margin: 22px 0;
}
.result-details h4 {
  font-family: 'Arial', sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--muted);
  margin-bottom: 12px;
}
.result-details ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.result-details li { font-family: 'Arial', sans-serif; font-size: 0.98rem; display: flex; gap: 11px; line-height: 1.55; }
.result-details li::before { content: '→'; color: var(--teal); font-weight: 700; flex-shrink: 0; margin-top: 1px; }

/* ── DISCLAIMER ── */
.disclaimer {
  background: #eef4fa;
  border-left: 4px solid var(--blue-light);
  border-radius: 0 8px 8px 0;
  padding: 15px 18px;
  font-family: 'Arial', sans-serif;
  font-size: 0.88rem;
  color: var(--muted);
  margin: 24px 0;
  line-height: 1.65;
}
.disclaimer strong { color: var(--navy); }

/* ── CTA SECTION ── */
.cta-section {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 60%, #1a5580 100%);
  border-radius: var(--radius);
  padding: 36px 28px 32px;
  margin-top: 30px;
  color: var(--white);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(-55deg, transparent, transparent 50px, rgba(255,255,255,0.015) 50px, rgba(255,255,255,0.015) 51px);
  pointer-events: none;
}
.cta-section h3 {
  font-family: 'Georgia', serif;
  font-size: clamp(1.25rem, 3.5vw, 1.6rem);
  font-weight: 700;
  margin-bottom: 10px;
  line-height: 1.3;
  position: relative;
}
.cta-sub {
  font-family: 'Arial', sans-serif;
  font-size: 0.98rem;
  color: rgba(255,255,255,0.75);
  margin-bottom: 10px;
  line-height: 1.6;
  position: relative;
}
.cta-agent-note {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.20);
  border-radius: 50px;
  padding: 7px 16px;
  font-family: 'Arial', sans-serif;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 22px;
  position: relative;
}
.cta-buttons { display: flex; flex-direction: column; gap: 13px; position: relative; }

.cta-btn {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 14px;
  padding: 18px 24px;
  border-radius: 11px;
  font-family: 'Arial', sans-serif;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  border: none;
  letter-spacing: 0.01em;
  transition: transform 0.15s, box-shadow 0.15s, opacity 0.15s;
}
.cta-btn:hover { transform: translateY(-2px); }

.cta-btn.call {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 4px 18px rgba(200,135,26,0.40);
}
.cta-btn.call:hover { box-shadow: 0 6px 24px rgba(200,135,26,0.50); }

.cta-btn.review {
  background: var(--teal);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(14,122,110,0.35);
}
.cta-btn.review:hover { box-shadow: 0 6px 22px rgba(14,122,110,0.45); }

.cta-btn.facebook {
  background: rgba(255,255,255,0.10);
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.28);
}
.cta-btn.facebook:hover { background: rgba(255,255,255,0.17); }

.cta-icon { font-size: 1.3rem; flex-shrink: 0; }
.cta-btn-text { display: flex; flex-direction: column; align-items: flex-start; flex: 1; }
.cta-btn-text .label { font-size: 1.05rem; font-weight: 700; }
.cta-btn-text .hint  { font-size: 0.8rem; font-weight: 400; opacity: 0.75; margin-top: 2px; }

/* ── RESTART ── */
.restart-wrap { text-align: center; margin-top: 22px; }
.restart-btn {
  background: none; border: none; color: var(--muted);
  font-size: 0.9rem; cursor: pointer;
  font-family: 'Arial', sans-serif; text-decoration: underline;
}
.restart-btn:hover { color: var(--navy); }

/* ── FOOTER ── */
footer {
  text-align: center;
  padding: 28px 20px;
  font-family: 'Arial', sans-serif;
  font-size: 0.83rem;
  color: var(--muted);
  border-top: 1px solid var(--border-light);
  background: var(--white);
  margin-top: 52px;
  line-height: 1.8;
}
footer a { color: var(--blue); text-decoration: none; }
footer a:hover { text-decoration: underline; }
footer .footer-name { font-weight: 700; color: var(--navy); }

@media (max-width: 420px) {
  body { font-size: 17px; }
  .cta-btn { padding: 16px 18px; }
}

/* ── LOCAL TRUST / HELP SECTION ── */
.local-section {
  background: var(--white);
  padding: 56px 16px 60px;
  border-bottom: 1px solid var(--border-light);
}
.local-wrap {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.local-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--teal-light);
  border: 1px solid var(--teal);
  color: var(--teal);
  font-family: 'Arial', sans-serif;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 30px;
  margin-bottom: 18px;
}
.local-eyebrow .dot {
  width: 7px; height: 7px; border-radius: 50%; background: var(--teal);
}
.local-heading {
  font-family: 'Georgia', serif;
  font-size: clamp(1.6rem, 4.5vw, 2.2rem);
  font-weight: 700;
  line-height: 1.3;
  color: var(--navy);
  letter-spacing: -0.01em;
  margin-bottom: 18px;
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
}
.local-heading em { color: var(--teal); font-style: italic; }
.local-lead {
  font-family: 'Arial', sans-serif;
  font-size: clamp(1.02rem, 2.3vw, 1.15rem);
  color: var(--text-med);
  line-height: 1.75;
  max-width: 620px;
  margin: 0 auto 28px;
}
.local-pillars {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 18px;
  margin: 0 auto 34px;
  text-align: left;
}
.local-pillar {
  background: var(--off-white);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 22px 20px;
}
.local-pillar .pillar-icon {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--white);
  border: 1px solid var(--border-light);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 12px;
}
.local-pillar h4 {
  font-family: 'Georgia', serif;
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.35;
}
.local-pillar p {
  font-family: 'Arial', sans-serif;
  font-size: 0.95rem;
  color: var(--text-med);
  line-height: 1.6;
}
@media (max-width: 700px) {
  .local-pillars { grid-template-columns: 1fr; gap: 12px; }
}
.local-cities {
  background: var(--sand);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 22px 24px;
  margin: 0 auto 18px;
  text-align: left;
}
.local-cities h4 {
  font-family: 'Arial', sans-serif;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--muted);
  margin-bottom: 10px;
}
.local-cities p {
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  color: var(--text);
  line-height: 1.75;
}
.local-cities strong { color: var(--navy); font-weight: 700; }
.local-promise {
  font-family: 'Arial', sans-serif;
  font-style: italic;
  font-size: 0.98rem;
  color: var(--muted);
  margin-top: 8px;
}
@media (max-width: 520px) {
  .local-section { padding: 40px 14px 48px; }
}

/* ── FAQ SECTION ── */
.faq-section {
  background: var(--off-white);
  padding: 52px 16px 56px;
  border-bottom: 1px solid var(--border-light);
}
.faq-wrap { max-width: 760px; margin: 0 auto; }
.faq-heading {
  font-family: 'Georgia', serif;
  font-size: clamp(1.55rem, 4vw, 2rem);
  color: var(--navy);
  text-align: center;
  margin-bottom: 8px;
  line-height: 1.3;
  letter-spacing: -0.01em;
}
.faq-sub {
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  color: var(--muted);
  text-align: center;
  margin-bottom: 26px;
  line-height: 1.6;
}
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 11px;
  padding: 0;
  overflow: hidden;
  transition: box-shadow 0.2s, border-color 0.2s;
}
.faq-item[open] { border-color: var(--blue-light); box-shadow: 0 2px 14px rgba(30,111,168,0.07); }
.faq-item summary {
  cursor: pointer;
  font-family: 'Arial', sans-serif;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--navy);
  padding: 17px 22px;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  line-height: 1.4;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 1.4rem;
  color: var(--blue);
  font-weight: 400;
  flex-shrink: 0;
  transition: transform 0.2s;
}
.faq-item[open] summary::after { content: '−'; }
.faq-item .faq-body {
  padding: 0 22px 20px;
  font-family: 'Arial', sans-serif;
  font-size: 0.98rem;
  color: var(--text-med);
  line-height: 1.7;
}
.faq-item .faq-body a { color: var(--blue); font-weight: 700; text-decoration: none; }
.faq-item .faq-body a:hover { text-decoration: underline; }

/* ── MOBILE STICKY CTA BAR ── */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 50;
  background: var(--white);
  border-top: 1px solid var(--border);
  box-shadow: 0 -4px 18px rgba(15,45,74,0.12);
  padding: 10px 12px calc(10px + env(safe-area-inset-bottom, 0px));
  gap: 10px;
  justify-content: stretch;
}
.mobile-sticky-cta .msb-btn {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 10px;
  border-radius: 10px;
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.01em;
  line-height: 1.15;
  min-height: 52px;
  box-shadow: 0 3px 10px rgba(15,45,74,0.15);
}
.mobile-sticky-cta .msb-btn.call {
  background: var(--gold);
  color: var(--navy);
}
.mobile-sticky-cta .msb-btn.review {
  background: var(--navy);
  color: var(--white);
}
.mobile-sticky-cta .msb-btn .msb-icon { font-size: 1.1rem; }
@media (max-width: 768px) {
  .mobile-sticky-cta { display: flex; }
  body { padding-bottom: 78px; }
  :target, [id] { scroll-margin-top: 72px; scroll-margin-bottom: 90px; }
}

/* ── ENHANCED HERO CTA HINT (small trust line under buttons) ── */
.cta-microtrust {
  font-family: 'Arial', sans-serif;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.72);
  margin-top: 6px;
  margin-bottom: 20px;
  letter-spacing: 0.02em;
}
.cta-microtrust .sep { opacity: 0.5; margin: 0 6px; }

/* ── MEDICARE ENROLLMENT BANNER ── */
.enrollment-banner {
  font-family: 'Arial', sans-serif;
  font-size: 0.95rem;
  line-height: 1.45;
  border-bottom: 1px solid transparent;
}
.enrollment-banner__inner {
  max-width: 900px;
  margin: 0 auto;
  padding: 10px 44px 10px 16px;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
}
.enrollment-banner__text {
  display: inline-block;
}
.enrollment-banner__close {
  position: absolute;
  right: 10px;
  top: 50%;
  transform: translateY(-50%);
  background: transparent;
  border: 0;
  cursor: pointer;
  font-size: 16px;
  line-height: 1;
  padding: 6px 8px;
  border-radius: 4px;
  color: inherit;
  opacity: 0.65;
}
.enrollment-banner__close:hover,
.enrollment-banner__close:focus {
  opacity: 1;
  background: rgba(0,0,0,0.06);
  outline: none;
}
.enrollment-banner--aep {
  background: #fff4d6;
  color: #6b4a07;
  border-bottom-color: #f1d88a;
}
.enrollment-banner--oep {
  background: #e4f1fb;
  color: #0f3c63;
  border-bottom-color: #b9d8ef;
}
.enrollment-banner--inactive {
  background: #eef1f4;
  color: #52616e;
  border-bottom-color: #dde3e9;
  font-weight: 400;
}
@media (max-width: 560px) {
  .enrollment-banner { font-size: 0.88rem; }
  .enrollment-banner__inner { padding: 9px 40px 9px 12px; text-align: left; justify-content: flex-start; }
}

/* ============================================================
   MEDICARE COST ESTIMATOR
   ============================================================ */
.ce-section {
  padding: 8px 0 40px;
}
.ce-card {
  margin-top: 28px;
}
.ce-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--teal-light);
  color: var(--teal);
  font-family: 'Arial', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 6px 14px;
  border-radius: 99px;
  margin-bottom: 14px;
}
.ce-eyebrow .dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--teal);
}
.ce-heading {
  font-family: 'Georgia', serif;
  font-size: clamp(1.5rem, 4.2vw, 2rem);
  color: var(--navy);
  line-height: 1.22;
  margin-bottom: 10px;
  font-weight: 700;
}
.ce-sub {
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  color: var(--text-med);
  line-height: 1.65;
  margin-bottom: 22px;
}

/* Stepper dots */
.ce-stepper {
  list-style: none;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 6px;
  margin: 0 0 22px;
  padding: 0;
  font-family: 'Arial', sans-serif;
}
.ce-step-dot {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  position: relative;
  text-align: center;
}
.ce-step-dot:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 14px;
  left: calc(50% + 18px);
  right: calc(-50% + 18px);
  height: 2px;
  background: var(--border-light);
  z-index: 0;
}
.ce-step-dot.done:not(:last-child)::after {
  background: var(--teal);
}
.ce-step-dot span {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px; height: 28px;
  border-radius: 50%;
  background: var(--border-light);
  color: var(--muted);
  font-weight: 700;
  font-size: 0.85rem;
  position: relative;
  z-index: 1;
  transition: background 0.2s, color 0.2s, transform 0.2s;
}
.ce-step-dot.active span {
  background: var(--navy);
  color: var(--white);
  transform: scale(1.08);
}
.ce-step-dot.done span {
  background: var(--teal);
  color: var(--white);
}
.ce-step-dot em {
  font-style: normal;
  font-size: 0.7rem;
  color: var(--muted);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  white-space: nowrap;
}
.ce-step-dot.active em,
.ce-step-dot.done em {
  color: var(--navy);
}
@media (max-width: 480px) {
  .ce-step-dot em { font-size: 0.62rem; letter-spacing: 0.04em; }
  .ce-step-dot:not(:last-child)::after { left: calc(50% + 14px); right: calc(-50% + 14px); }
}

/* Results */
.ce-result-header {
  text-align: center;
  padding-bottom: 8px;
  margin-bottom: 4px;
}
.ce-result-header .result-icon { margin: 0 auto 14px; }
.ce-result-header .result-title {
  font-size: clamp(1.2rem, 3.5vw, 1.5rem);
}

.ce-range-card {
  background: linear-gradient(135deg, #f0f7fd 0%, var(--teal-light) 100%);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 26px 22px;
  text-align: center;
  margin: 18px 0;
}
.ce-range-label {
  font-family: 'Arial', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted);
  margin-bottom: 10px;
}
.ce-range-value {
  font-family: 'Georgia', serif;
  font-size: clamp(2.2rem, 8vw, 2.9rem);
  font-weight: 700;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: 10px;
}
.ce-range-value small {
  font-size: 0.42em;
  color: var(--muted);
  font-weight: 600;
  margin-left: 4px;
}
.ce-range-breakdown {
  font-family: 'Arial', sans-serif;
  font-size: 0.95rem;
  color: var(--text-med);
  line-height: 1.6;
}
.ce-range-breakdown span {
  display: inline-block;
  margin: 0 8px;
}
.ce-range-breakdown .ce-note {
  display: block;
  margin-top: 8px;
  font-size: 0.85rem;
  color: var(--muted);
}

.ce-compare {
  background: var(--gold-light);
  border-left: 4px solid var(--gold);
  border-radius: 0 10px 10px 0;
  padding: 16px 18px;
  margin: 16px 0;
  font-family: 'Arial', sans-serif;
  line-height: 1.55;
}
.ce-compare strong {
  display: block;
  color: var(--navy);
  margin-bottom: 4px;
  font-size: 1rem;
}
.ce-compare span {
  color: var(--text-med);
  font-size: 0.9rem;
}

.ce-cta-row {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 22px 0 6px;
}
.ce-share-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 20px;
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--navy);
  border-radius: 10px;
  font-family: 'Arial', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  letter-spacing: 0.02em;
  transition: background 0.18s, color 0.18s, transform 0.15s, border-color 0.18s;
}
.ce-share-btn:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-1px);
}
.ce-share-btn.copied {
  background: var(--teal);
  border-color: var(--teal);
  color: var(--white);
}
.ce-share-icon { font-size: 1.1rem; }